The Federal Law “On Compulsory Insurance of Civil Liability of Hazardous Objects Owners for Causing Harm as a Result of an Accident at a Hazardous Object” regulates relations related to compulsory liability insurance of the owners of hazardous production facilities (a legal entity or an individual entrepreneur owning a hazardous legally and operating a hazardous facility) for causing harm and protecting victims (both third parties and employees of the insured) as a result of an accident at a hazardous facility on the territory of the Russian Federation.
Compulsory insurance of civil liability of owners of hazardous production facilities
Federal Law No. 225-FZ applies to
Hazardous objects insurance
Insurance of hazardous production facilities (including 22-FZ and 116-FZ), where:
Hazardous substances are obtained, used, processed, formed, stored, transported, destroyed: a) flammable; b) oxidizing; c) combustible; d) explosives; e) toxic; e) highly toxic; g) hazardous to the environment.
Equipment operating under overpressure of more than 0.07 MPa is used: a) steam, gas; b) water at a heating temperature of more than 115 C; c) other liquids at a temperature exceeding their boiling point at an overpressure of 0.07 MPa;
Permanently installed lifting mechanisms are used (with the exception of elevators, lifting platforms for the disabled), escalators in subways, cable cars, funiculars.
Melts of ferrous and non-ferrous metals and alloys based on these melts are obtained, transported and used using equipment designed for a maximum amount of melt of 500 kilograms or more.
Mining operations are carried out (with the exception of the extraction of common minerals and the development of alluvial deposits of minerals carried out by an open method without the use of blasting), work on the enrichment of minerals.
storage or processing of vegetable raw materials is carried out, during which explosive dust-air mixtures are formed that can ignite spontaneously, ignite from an ignition source and burn independently after its removal, as well as storage of grain, products of its processing and feed raw materials, prone to self-heating and spontaneous combustion.

At the same time, on the basis of 22-FZ:
Hazardous production facilities, depending on the level of potential danger of accidents for the vital interests of the individual and society, are divided into four hazard classes:
Hazard class I - hazardous production facilities of extremely high danger.
Hazard class II - hazardous production facilities of high hazard.
Hazard class III - hazardous production facilities of medium hazard.
Hazard class IV - hazardous production facilities of low hazard.";
Until 01.01.2014 all Hazardous production facilities are required to re-register with Rostekhnadzor.

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